Carlos Urbina Mortgage Lender/Realtor

About Carlos Urbina Mortgage Lender/Realtor

    With pride and honor, I served as a U.S. Navy Corpsman and worked as a wildland firefighter, serving both the nation & the state of California. Today, I am dedicated to proudly serving families in finding their dream homes.

    We make real estate easy!

    Carlos Urbina Mortgage Lender/Realtor


    Major perks of a VA loan:

    • As low as 0% down payment
    • No mortgage insurance
    • Lowest rates
    • Higher DTI limits allowed
    • Minimum 500 credit
    • Condo, Townhomes, Single Family, and Multifamily up to 4 units

    Major perks of a conventional loan:

    • As low as 5% down payment
    • No mortgage insurance
    • Lowest rates
    • Higher DTI limits allowed
    • Minimum 620 credit
    • Occupancy: Primary, Second Home, Investment

    Major perks of a FHA loan:

    • As low as 3.5% down payment
    • Down payment financeable (100% financing allowed)Lowest rates
    • Higher debt-to-income (DTI) limits allowed
    • Credit starting at 580
    • Occupancy: Primary, Second Home, Investment
    • Primary occupancy: 1-4 Units


    Tess Booker

    Hello. I am the Host and Author of this community story. As a Business and Life Coach I am passionate about serving the close community we live in. We are great because of our people. The stories impact a thriving community one smiling face at a time.

    Making a Difference in the Community.

    Resources are abundant, through this site we will share this your business locally and globally, utilizing our international system and collaboration to promote non-profits and businesses around the world.
    if you would like to claim your complimentary listing

    We will get you visible in our growing community and resources by sharing YOUR resources and expertise.

    If you would like to be visible and add your business to our growing community.
    Click here to help us get to know more about you so we can share your stories and expertise.

    Here is the thing , as a Life & Business Coach, I understand the mental/financial pressures in doing business, striving for peace of mind amidst endless tasks and goals.

    Here is a solid, impactful solution we provide to help take pressure off cash flow whether you are small business or large business that is thriving or struggling. Every business underestimates Specialized Tax Incentives and Expense Reductions.

    Watch this 2 min video  to see how much cash flow your business qualifies for we will see that you access it working alongside you and your financial teams.

    PS if we do not find you money it is no cost to you.

    Tess Booker

    Empowering Small Business Owners
    Senior Advisor – GMG Specialized Tax Division




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